Paying for care at Alba Birth Center is designed to be as straightforward and transparent as possible, ensuring that expectant parents can focus on the joy and anticipation of their little ones. We believe that every family deserves high-quality maternity care, so we have multiple payment options to make our services accessible.
The cost of care covers all services provided during your time with us. This includes standard prenatal care, labor and delivery, postpartum support, newborn check-ups, and lactation care. Minimizing the financial stress of birth-related costs is a goal of ours at Alba Birth Center. We believe the large profit margin companies and hospitals make on labs and ultrasounds is wrong. Therefore, we cover all costs of standard maternity labs and ultrasounds completed at Alba Birth Center
We work with families to find a plan that works for their needs and offer several discounts to reduce fees including a $1,000 discount for returning patients and active military mothers and fathers. Learn more about our payment options below.
Verify Your Insurance
We accept a variety of insurance plans and are considered in-network for several major insurance carriers including:
We’re also proud to be the chosen maternity care provider for several school districts in our area.
Check out this list of employers within a 50-mile radius of Alba Birth Center with insurance plans that cover the cost of our maternity care – often at 100% coverage!
If you have insurance, but we aren’t in-network our Clinical Coordinator will work with you to complete a Verification of Benefits and provide a detailed overview of your benefits and potential reimbursement. While Alba Birth Center may not be in-network with your insurance provider, every insurance plan is different and may cover parts of your care.
After delivery, your insurance will be billed. Any insurance reimbursement received will be applied to your account and any excess paid on your part will be reimbursed. If needed and with your help, we will submit appeals to ensure you’ve received the highest reimbursement possible.
Verify Your InsuranceIf our services aren’t covered by your insurance or you prefer to self-pay you’ll get a 15% discount!
We offer 8-month payment plans regardless of when you begin working with us and we’re willing to extend plans for families experiencing financial hardship. Automatic payments can be pulled weekly, bi-weekly, or monthly.
We also partner with United Credit for patients looking for longer payment plan options (up to 72 months). You can complete an application here. An application can also be completed during your initial consultation.
Our team is dedicated to providing exceptional maternity care that is inclusive and accessible to all. We work to ensure that every family can experience the joy of childbirth in a supportive and caring environment without financial stress. For more information or to discuss your specific needs, schedule a free consultation today!
The cost of care at Alba Birth Center is dependent on whether you’re planning to utilize insurance or if you’re planning to pay for care out of pocket.
A patient who prefers to pay out of pocket receives a 15% discount.
The cost of care at Alba Birth Center includes your Maternal & Newborn Care and the Facility Fee/Home Birth Fee.
Minimizing the financial stress of birth-related costs is a goal of ours at Alba Birth Center. We believe the large profit margin companies and hospitals make on labs and ultrasounds is wrong. Therefore, we cover all costs of standard maternity labs and ultrasounds completed at Alba Birth Center.
Most people do not realize birth centers are usually a more cost-effective option than hospitals, especially with the increase in insurance deductibles and out of pocket requirements.
The cost for an average two-day hospital stay for a vaginal delivery without complications is $15,036.87. More importantly, this hospital cost does not include lab work, ultrasounds or interventions.
YES!
Alba Birth Center is an in-network maternity care provider for the following insurance providers –
We proud to be the chosen maternity care provider for the following school districts in our area!!
Click here <Covered Employers> to check out our list of employers within a 50 mile radius of Alba Birth Center with insurance plans that cover the cost of Alba’s maternity care – often at 100% coverage!
*This list is updated as of 4.15.24 and may not include all employers.* Call us at (920) 882-6200 to see if your insurance covers Alba or verify your insurance here!
Before your first prenatal appointment, our Clinical Coordinator will complete a Verification of Benefits and provide a detailed overview of your benefits and potential reimbursement. While Alba Birth Center may not be in-network with your insurance provider, every insurance plan is different and may cover parts of your care.
After delivery, your insurance will be billed. Any insurance reimbursement received will be applied to your account and any excess paid on your part will be reimbursed. If needed and with your help, we will submit appeals to ensure you’ve received the highest reimbursement possible.
Alba Birth Center is a Wisconsin Medicaid provider. Medicaid is billed for your Maternal & Newborn care. The patient is responsible for paying the Facility Fee/Home Birth Fee.
Alba Birth Center offers eight month payment plans regardless of when you start your care.
Automatic withdrawals can be pulled weekly, bi-weekly or monthly.
We also partner with United Credit for patients looking for longer payment plan options (up to 72 months). You can complete an application here. An application can also be completed during your initial consultation
Alba Birth Center may approve extended payment plans for patients experiencing financial hardship.
If you transfer out of care prior to laboring at Alba Birth Center, you will only be billed for services rendered. Any amount overpaid at the time of transfer will be refunded.
If you transfer to the hospital after laboring at Alba Birth Center, you will be charged the full cost of care. Upon discharge from the hospital, your Alba Birth Center Midwives will continue with your postpartum and newborn care through six (6) weeks postpartum.
Additionally, insurance will be billed for services rendered.
Definitely! Often HSAs have debit cards that allow for prepayments and if so, you can apply that to your account. FSAs do not allow for prepayments. If this is your situation, contact the Alba Birth Center Director to work out an alternate payment arrangement.